$250,000 To $2,000,000

Small business term loans for the following uses and purposes:

• Owner occupied real estate purchases

• Equipment purchases

• Business Acquisitions - Franchises

• Partner buy-outs

• Permanent working capital

• Furniture, fixtures and leasehold improvements

• Refinance existing debt

Term: 7 to 25 years

Pricing: Prime or LIBOR base plus

Prepayment Penalty: None on loans less than 15 years; step down 5,3,1 for loans more than 15 years

Fees:rolled into loan; amount depends on guaranteed portion of loan

Collateral: Business assets; personal assets as necessary

• Executive Summary / Business Plan

• Summary of loan amount and proposed use of proceeds

• Ownership structure of business

• Last 3 yrs of borrower(s) complete personal and business tax returns

• Last 3 yrs of business being bought, if applicable

• Current operating statement of business

• Personal financial statement of borrower(s)

• Borrower’s current credit report – mid score 680 or greater

• Borrower’s resume